Tuesday, August 23, 2016

How I save for WDW trips -- Part I

Remember the post where I talked about spreadsheets?  Well, I track my savings in the same spreadsheet where I'm also tracking anticipated spending.  This makes sure I'm hitting my goal of how much I need to save before we can afford to actually go on the trip.  It's also great because it gives me extra motivation to earn more money for the WDW trips.  

I'm a thrifty gal.  It's how my mama raised me!  I grew up watching her clip coupons and stock up on staples when there were good sales, and I still do the same thing with my family.  I'm not as enthusiastic about clipping coupons as she was, mainly because there are different ways to save money on groceries now.  I mainly shop from my grocery store (and Target)'s weekly ads. I also search for coupons online that will stack with weekly deals (or are for things I need and will purchase if there's not a current sale).  Then I use ibotta (go here to join my team https://ibotta.com/r/x6avdw) and Checkout51 to save more money.  My rule is that the money from ibotta and Checkout51 go into the Disney fund.  I save anywhere between $20-100 per month this way.  This really doesn't take me that much extra time.  I just open up the apps to see what the current offers are, and I use that when I'm making my shopping lists on Saturday mornings.  

I also track how many Disney Dream Rewards dollars I earn with the Disney Visa Rewards card (see previous post here).  Basically, I get 1% of my purchases on the card back to load on to a Disney gift card.  Each month when I'm paying the credit card bill, I add the amount of Disney dollars I've earned right into my spreadsheet.  Since I don't charge a ton on that card, this often only adds up to $5 a month, but by the time my next Disney trip comes along, I've accumulated enough dollars to use for tips at table service restaurants.  I highly recommend this card, so go check out my previous post to see why, and get a link to get a $200 Disney gift card after you charge $500 on the card!

My biggest money maker for saving for Disney is secret shopping and product testing.  Details about that will be coming up in my next blog post.

As always, if you have any questions or want advice, give me a comment!

xoxo
Jess

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